A distributed audit platform deposits on your own URLs, checks the rate your players were actually charged against the European Central Bank reference, and builds the documented evidence to reclaim every overcharge from the PSP.
When your PSP marks up the cross-border rate, the extra cost is taken from the player at deposit, then stripped out of the data your API returns. You stay blind, and your players pay.
The marked-up FX rate hits the player at deposit - more than they ever agreed to.
The spread is removed from the deposit call your platform receives.
With no line item and no benchmark, the markup is invisible to you.
The harm lands on the end users who fund your business - eroding trust and retention.
Agents transact as real players
The applied cross-border rate
Against the reference benchmark
Systematic markup over time
The real-rate refund applies
A single gap is a data point. Sustained testing proves the markup is the PSP's standard method - so the claim extends to every transaction at the real market rate, not only the ones we sampled.
We test the merchants on your rails on a fixed cadence - daily coverage leaves no gap and proves first-deposit and routing integrity end to end.
Every confirmed overcharge is delivered as a filmed, ECB-benchmarked case - documented proof you can take back to your PSP.
Connect your URLs for a baseline FX audit against the European Central Bank reference.