A distributed audit platform that registers with the merchants on your rails, tests their first-deposit handling, and returns evidence-grade proof of abuse - and audits the other direction too, checking whether your acquiring bank overcharges you on FX.
You contract the rules but cannot manually verify thousands of merchant funnels every day.
Merchants push restricted traffic through your terminals using their own routing logic.
Scheme penalties, monitoring programs and chargebacks fall on the acquirer, not the merchant.
Even when abuse is suspected, building a defensible, documented case is slow and costly.
Cross-border, as real volume
The acquirer's cross-border rate
Against the reference benchmark
Systematic markup over time
The real-rate refund applies
The same platform audits the other direction - benchmarking the FX your acquiring bank applies against the European Central Bank reference. Any systematic markup is documented as a recoverable, evidence-backed case.
We test the merchants on your rails on a fixed cadence - daily coverage leaves no gap and proves first-deposit and routing integrity end to end.
Every confirmed violation is delivered as a filmed, documented case - evidence built to stop scheme penalties before they land.
Scope a pilot across a live merchant cohort on your rails.